About CoverageFixPro
Our Mission
CoverageFixPro is a free online resource providing 120+ insurance calculators and tools to help individuals and families make smarter coverage decisions. We believe that understanding insurance doesn't require a degree — it requires clear, accessible tools and honest information.
Our calculators cover five major insurance categories: auto, health, life, home, and business. Every tool runs entirely in your browser — no account, no signup, and no personal data collected.
Data Sources & Methodology
Our calculators are built using publicly available data including:
- IRS guidelines for HSA, FSA, and tax deduction limits
- CMS (Centers for Medicare & Medicaid Services) published rate tables
- Federal Register ACA affordability thresholds
- Industry average rate multipliers from NAIC reports
- Federal Poverty Level guidelines updated for 2026
All figures are reviewed and updated annually to reflect the latest regulatory changes.
Privacy Policy
Data collection: We do not collect, store, or sell any personal information you enter into our calculators. All calculations happen locally in your web browser.
Cookies: We use Google Analytics to understand aggregate traffic patterns (pages visited, session duration). This data is anonymized and does not identify individual users. We also display Google AdSense advertisements.
Third parties: Google Analytics and Google AdSense may set their own cookies per their respective privacy policies. You can opt out of Google Analytics tracking at tools.google.com/dlpage/gaoptout.
By using this site, you consent to our use of cookies as described above.
Terms of Use
Educational purposes only: All calculators and content on CoverageFixPro are provided for informational and educational purposes only. Results are estimates based on generalized assumptions and industry averages.
No professional advice: Nothing on this website constitutes insurance, financial, legal, or tax advice. Always consult a licensed insurance agent, financial advisor, or tax professional before making coverage decisions.
Accuracy: While we strive to keep information current and accurate, we make no guarantees about the completeness, accuracy, or timeliness of any calculator output. Insurance markets and regulations change frequently.
Limitation of liability: CoverageFixPro shall not be liable for any decisions made based on information provided by our tools. Use of this site constitutes acceptance of these terms.
Contact
Have a suggestion for a new calculator or found an error? We welcome feedback from our users. Visit our tools and use the browser back button to navigate — we're a small team focused on tool quality.